services
Clear guidance and practical support to help you understand your options and make informed decisions at your own pace.
Our Services
Financial Guidance Built on Education, Not Pressure
At Horizon Guidance 360 & Associates, our services are designed to help you understand your options clearly before making financial decisions.
Financial Guidance & Clarity Sessions
- Income and cash flow review
- Debt and obligation analysis
- Protection and coverage review
- Long-term goal alignment
Life Insurance Solutions (Education First)
- Participating Whole Life Insurance
- Debt-Free Life strategies using Whole Life
- Indexed Universal Life (IUL)
- Term Life Insurance
- Final Expense Coverage
Debt Elimination/
Infinite Banking
- Eliminate debt strategically
- Reduce interest loss over time
- Build accessible cash reserves
- Create personal or family banking - systems
Tax Preparation & Bookkeeping Services
- Individual tax preparation
- Small business tax preparation
- Self-employed & 1099 support
- Bookkeeping and financial organization
- Income and cash flow review
Education & Digital Resources
- E-books and financial guides
- Online courses
- Workbooks and planners
- Membership-based education and support
-Community Membership
Retirement
- Review existing retirement accounts (401(k)s, IRAs, pensions, annuities)
- Understand how much income their current plan can realistically produce
- Identify risks like market loss, taxes, and longevity
- Create a strategy that supports income, flexibility, and protection
Estate Planning
- We help you put legal and financial instructions in place.
- We educate you on the differences between wills, living trusts, and irrevocable trusts. What they do, what they don’t do.
- We help you prepare for “what if you’re still living but can’t make decisions (incapacitated)
- We educate you on strategies that can help your family avoid probate.
- We help you think through guardianship for minors, protection for blended families, and instructions for loved ones, not just assets.
Who Our Services Are For
Our services are a good fit if you:
Want to understand your money before making decisions
Are tired of being sold to instead of guided
Value education, clarity, and transparency
Want long-term strategy not quick fixes
get started
Ready to Get Clear?
If you’re tired of being sold to and want guidance you can trust, let’s talk through your situation and determine what actually makes sense for you.
Horizon Guidance 360 & Associates
Guidance First Financial Education & Strategy
Life Insurance • Debt Elimination • Retirement • Family Banking • Tax & Bookkeeping • Financial Education • Estate Planning
Email: [email protected]
Phone: 346-213-2559
Business hours
monday: 9am - 6pm
tuesday: 9am - 6pm
wednesday: 9am - 6pm
thursday: 9am - 6pm
friday: 9am - 3pm
Saturday 10am- 2pm
Copyright 2026 Horizon Guidance 360 & Associates. All rights reserved.
